Bankruptcy Lawyers in Northwest Georgia
Few things in life are more stressful than overwhelming debt. Dealing with threats of foreclosure, repossession, wage garnishment, harassing collection calls and other debt collection actions can make it nearly impossible to enjoy life. The United States Bankruptcy laws were created to help individuals (and businesses) get a fresh start and put tough personal economic times behind them.
Unfortunately, our nation’s bankruptcy laws are complex, making it easy for untrained individuals and families to fall victim to pitfalls that will do more damage to their financial situation. For this reason, it’s almost always best to hire an experienced bankruptcy lawyer to help with your case. Taking this approach will ensure you file the correct Chapter in the correct court. It will also ensure that collection actions against you are stopped immediately, providing time for you to organize a plan for either eliminating your debts altogether or repaying them over time in a way you can afford.
The law office of J.M. Heller, Attorney at Law, P.C. has been helping everyday people move past difficult financial situations for more than two decades. We do this by utilizing two of the more common bankruptcy laws:
- Chapter 7. Often referred to as complete liquidation or straight bankruptcy, Chapter 7 eliminates eligible debts and provides a fresh start for individuals and families.
- Chapter 13. Often referred to as wage earners’ bankruptcy or debt reorganization, Chapter 13 allows a consumer to set-up a plan for paying certain debts over time at an amount and pace that works for them.
Each form of bankruptcy has detailed rules, timelines, and exceptions that affect what debts are covered, who is eligible and what property may be seized. An experienced bankruptcy lawyer can help guide you through the process and make sure your rights and property are protected in every way possible.
Contact an Experienced Bankruptcy Attorney
If you are ready to take back control of your financial life but want to make sure you get the fresh start you are entitled to, contact the experienced bankruptcy lawyers at J.M. Heller, Attorney at Law, P.C. today. We will talk with you for free and set forth all of your options so you can make an informed decision about your future. But don’t delay. Once property has been taken by creditors, it can be very difficult to get back. Our team can be reached at 770-345-1130 or firstname.lastname@example.org. We look forward to helping you move past overwhelming debt.