Close Menu

Chapter 13 Bankruptcy

Chapter 13 bankruptcy is a less extreme alternative to total liquidation under Chapter 7. Unlike Chapter 7 bankruptcy, where the court sells off the assets of the debtor and discharges his or her debts, Chapter 13 bankruptcy simply restructures the debts. While debtors under Chapter 13 still must eventually pay their debts, they also avoid selling off the majority of their property. That is why Chapter 13 is usually the preferable option, so long as the debtor qualifies.

Once the debtor files a petition for bankruptcy under Chapter 13, the court appoints an impartial individual called a trustee. The trustee evaluates the case and works with the debtor and his or her Chapter 13 bankruptcy attorney in Cherokee County to form a repayment plan. The trustee also collects payments from the debtor in accordance with the plan and distributes them to the appropriate creditors.

Chapter 13 bankruptcy lawyer in Canton, GA

Jeff Heller, a highly qualified Chapter 13 bankruptcy lawyer in Cherokee County, can help you and the trustee form a repayment plan that is best for you. Chapter 13 bankruptcy allows you to salvage your financial future while still meeting your financial obligations. Filing for Chapter 13 bankruptcy can save your home from foreclosure, stop legal action being taken against you by creditors, and even stop bill collectors from calling.

No one wants to go into bankruptcy. But in times like these, sometimes you cannot avoid it. The Canton law firm of J.M Heller can help you work with your creditors and bankruptcy trustee. Together, you can form a workable plan to get out of debt and get a fresh start. Jeff Heller is an experienced lawyer in Canton. He and his staff understand your needs and work to get you the best resolution possible.

Contact the law office of Jeff Heller, Attorney at Law

Jeff Heller is one of Georgia’s premier bankruptcy, Social Security Disability, and criminal defense attorneys in Canton. He takes pride in his profession and offers fairness, honesty, and personal attention to every client. Contact him at (678) 992-4346 or complete the online web form.